If you’re ready to start a career in trucking, one of the first questions you might ask is: “How much does CDL training cost?” The good news is that with 160 Driving Academy, there are multiple ways to pay for your training — including grants, loans, employer sponsorships, and income-based options that can make getting your CDL more affordable than you might think.

CDL Training Cost Overview

The cost of CDL training varies by location, but most programs nationwide fall between $4,000–$6,000 for the full 160-hour course. This covers classroom instruction, yard practice, and on-the-road training with a certified instructor.
At 160 Driving Academy, you’ll receive comprehensive training that prepares you to earn your Class A CDL and launch your trucking career in just a few weeks.

Tuition Options at 160 Driving Academy

160 Driving Academy offers flexible payment and financial aid solutions to make training accessible to everyone.

1. Self-Pay Options

If you’re ready to get started right away, the Self-Pay plan is the quickest path:

  • Pay your tuition upfront and start training as soon as the next Monday.
  • Or, choose a three-week payment plan:
    • 50% due at enrollment
    • 25% due on the 2nd Friday
    • Final 25% due on the 3rd Friday
  • Payments can be made via credit/debit or ACH.

This option lets you control your pace and begin training immediately after completing your DOT testing and enrollment documents.

2. WIOA Grants – Up to 100% Coverage

The Workforce Innovation and Opportunity Act (WIOA) grant can cover up to 100% of your CDL tuition for those who qualify.
This program is ideal if you are unemployed or low-income and want to build a new career in trucking.

Highlights:

  • Most locations cover the entire cost of tuition.
  • The grant never has to be repaid.
  • The process takes about 8 weeks and includes workshops, meetings with a career coach, and application steps.
  • Covers both the full 160-Hour Program and Refresher Courses.

👉 First Step: Contact your local WIOA office to schedule an orientation. Many 160 Driving Academy locations can guide you through the process.

3. Climb Credit

If you prefer a loan option with flexible payments, Climb Credit offers financing designed for career training programs:

  • Apply online with a quick approval process.
  • If approved, your tuition is paid directly to 160 Driving Academy.
  • You’ll make affordable monthly payments over a set term.

This is a great option if you want to invest in your career and spread out payments over time.

4. Edly Income Share Agreement (ISA)

The Edly ISA allows you to train now and pay later — only after you get a job.

  • No traditional loan or credit requirement.
  • Once you start earning income in a qualifying job, you’ll pay a fixed percentage of your earnings.
  • Ideal for students who prefer flexible, income-based repayment.

This makes CDL training achievable even if you can’t afford to pay upfront.

5. Liberty Career Finance

Liberty Career Finance provides career-focused student loans designed specifically for trade programs like CDL training.

  • Predictable monthly payments.
  • Straightforward approval process.
  • Focused on students building skills for stable, high-demand jobs.

6. FreeWorld (Location Dependent)

If you have been justice-involved, FreeWorld can help cover CDL tuition and provide job placement support.

  • Nonprofit organization focused on second chances.
  • Tuition support and employment assistance.
  • Available only in select areas — contact your local 160 branch to confirm eligibility.

7. SWIFT Employer-Sponsored Training (Location Dependent)

160 Driving Academy also partners with SWIFT Transportation, one of the nation’s largest carriers.

  • SWIFT covers your training cost in exchange for an employment commitment after graduation.
  • You’ll sign an agreement to drive for SWIFT once licensed.
  • Available only at select 160 locations with active partnerships.

This option provides a job guarantee and a debt-free path into the industry.

🚚 Choosing the Right Option for You

Whether you want to pay upfront, apply for a grant, or train now and pay later, there’s a way to start your trucking journey at 160 Driving Academy.
Our admissions team will walk you through every option and help you determine which programs or grants you may qualify for.

🏁 Start Your CDL Journey Today

160 Driving Academy has helped thousands of students get on the road to rewarding trucking careers — and financial barriers shouldn’t hold you back.
With flexible payment plans, grants, and employer partnerships, your CDL is within reach.

👉 Find your local 160 Driving Academy branch to discuss tuition options and get started on the road to a better future.